In the realm of precious gemstones and intricate craftsmanship, jewellery not only carries sentimental value but also substantial financial significance. Whether you’re a collector, investor, or simply cherish your pieces, understanding legal and financial aspects is vital. Let’s explore the importance of these considerations in safeguarding your valuable assets.

Beyond Aesthetics: Recognising the True Value

While jewellery is admired for its beauty, its value extends beyond aesthetics. From family heirlooms to modern pieces, these items can represent a significant portion of your net worth, requiring attention in your financial planning.

Legal Matters: Protection and Inheritance

Understanding legal aspects is crucial for protection and inheritance. Key considerations include ensuring adequate insurance coverage, incorporating jewellery into estate planning and assisting in family law matters such as deceased estate distribution and matrimonial property settlement in the case of divorce. Obtaining a Jewellery valuation certificate by a registered valuer assists in maintaining accurate and detailed documentation, having clear ownership records and helps make informed financial decisions for high-value pieces and family heirlooms.

Financial Planning Valuations: Maximising Investment Potential

Jewellery can be a smart investment, necessitating regular up to date valuation certificates, portfolio diversification for serious investors, consideration of tax implications, and staying informed about market trends. Evaluating these financial aspects helps make informed decisions about selling, insuring, or using jewellery as collateral.

Trustworthy Valuation with JVL

For accurate and detailed valuations, Jewellery Valuation Lab (JVL) has gemmologists and NCJV registered jewellery valuers, JVL utilises state-of-the-art equipment and industry knowledge to assess the true value of your pieces.

Whether for insurance purposes, deceased estate distribution, estate planning, divorce settlement or investment evaluation purposes. Contact us at (03) 8596 5908 for assistance.

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